The top money transfer apps for sending money between friends, family and small businesses: PayPal Best for bank-to-bank transfers: Zelle Best for sending money internationally: Remitly The best money transfer apps are free to download, but costs vary depending on how you use them.. How to Accept Credit Card Payments: If you want to accept credit card payments, you can do it in one of two ways: merchant accounts or payment service providers. A merchant account is an account you open with a bank to accept credit ....

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